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Optimal Finance Daily - Financial Independence and Money Advice

1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of Children

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 7 May 2020

⏱️ 7 minutes

🧾️ Download transcript

Summary

Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on dual income, no kids. Episode 1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of Children Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2012/07/dual-income-no-kids.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is optimal finance daily episode 1154 dual income no kids by Michelle

0:06.9

Schroeder gardener with making sense of sense dot com and I'm Dan I am your

0:11.7

host and I'm here every single day reading to you from the best blogs on personal finance.

0:17.0

And for more blogs being narrated to you every single day, we actually have five shows like this.

0:22.0

You can check them all out by searching for

0:23.7

optimal living daily wherever you're hearing this. But for now, since you're

0:27.8

here, let's get right to our post on finance and continue optimizing your life.

0:41.0

Dual income no kids by Michelle Schroeder Gardner with Making Sense of Sense dot com.

0:43.2

I read a great post on Club Thrifty the other day titled Having Children an Expensive

0:47.8

Decision. The topic of children comes up a lot in my life and of course in the personal finance blog world.

0:54.6

People constantly ask us when we will have kids.

0:57.9

We've been together for over six years.

0:59.9

We've bought a house, have dogs, are kind of financially secure, etc.

1:04.4

So people don't seem to understand when we laugh at them and say that we are not ready at all.

1:09.3

Sort of unrelated, but I think of my dogs as my children for now.

1:13.0

My sister the other day, and she says this all the time, said,

1:16.5

I love your dogs.

1:17.5

And I say, well, you can take them whenever you want.

1:20.5

That's a joke, of course, and she always replies with replies with well they're nice to play with but I don't want any of the other responsibilities with that right now

1:28.3

This is how I feel I love kids, but right now I'm not ready for any other type of responsibility that comes along

1:34.7

with having children.

1:36.4

From Reuters in an article recently, quote, a middle-class family with a child born in 2011

...

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