113: Create Cash Flow By Lending with David Campbell
Get Rich Education
Keith Weinhold
4.3 • 602 Ratings
🗓️ 9 December 2016
⏱️ 47 minutes
🧾️ Download transcript
Summary
#113: You can be a lender instead of a borrower with Mortgage Note Investing. Real estate is your collateral, securing your loan.
Why would you want to give a loan to someone that can’t qualify for a bank loan? David Campbell from Hassle-Free Cash Flow Investing tells us why and how.
9-10% cash-flowing rates of return are common. Compared to buy-and-hold RE investing, this is more liquid, less risky, and incurs lower transaction costs.
Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities.
Listen to this week’s show and learn:
07:05 Why now is a good time to move chips from the equity side to the debt side.
10:48 Mortgage Note Investing is also similar to terms like “Hard Money Lending,” or “Private Lending.” Also, discussion of Mortgage vs. Deed Of Trust.
15:45 Buy notes where the borrower has 20-25%+ equity in the property.
23:02 Mortgage Notes provide higher cash flows, less risk, more liquidity, lower transaction costs compared to owning real property.
26:47 Example on a $75,000 mortgage.
34:50 Use your IRA or HELOC to create arbitrage.
36:38 Knowing good from bad, and avoiding fraud.
43:14 Turn your equity into cash flow.
Resources Mentioned:
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Get Rich Education is brought to you by Ridge Lending Group, the Real Asset Investor and Corporate Direct. |
| 0:08.7 | Cash flow real estate investors. This is Get Rich Education's Keith Weinhold. Did you know that you can finance up to 35 income properties all with one lender? |
| 0:18.4 | Ridge Lending Group specializes in investment property loans, |
| 0:22.4 | and they do it in almost every U.S. state. Ridge has worked with tens of thousands of real |
| 0:27.6 | estate investors and homeowners all over the country. They've been doing this for investors |
| 0:32.1 | for so long that at this point, they've helped more families realize their dreams of becoming |
| 0:37.4 | real estate investors |
| 0:38.3 | than any other mortgage lender in the country. To find out more, visit ridglinggroup.com. |
| 0:51.1 | Welcome to Get Rich Education with Keith Weinhold, giving you information and ideas on the investment that has turned more ordinary people into millionaires and billionaires than anything else, and can provide you with more wealth and happiness than you ever thought possible. |
| 1:09.6 | Now, here's your host, investor, entrepreneur, |
| 1:13.6 | business owner, and educator, Keith Weinhold. |
| 1:20.6 | Hey, welcome to Get Rich Education. This is episode 113. I'm your host, Keith Weinhold. We are going |
| 1:26.9 | to build your wealth today. If you're willing to take a 15-minute |
| 1:31.5 | Denny's survey to get free moons over Miami or some zero-impact nonsense like that, then this is not the show |
| 1:39.3 | for you. Instead, expand your means and build durable streams of passive income. |
| 1:45.3 | Today, we're going to do that by talking with one of America's foremost experts in mortgage |
| 1:49.2 | note investing. |
| 1:50.4 | So we're talking about how you can achieve a stable 9 to 10% annual cash flowing return |
| 1:56.4 | when you're the bank. |
| 1:58.2 | Yes, you're the lender rather than the mortgage loan borrower. |
| 2:02.4 | And as the lender, your investment is secured with a property as collateral rather than buy and hold real estate investing where you're the borrower. |
| 2:10.7 | When you're the borrower, the bank has your property as their collateral. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Keith Weinhold, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Keith Weinhold and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.