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Plenty with Kate Northrup

113. Buying a Hotel, Breaking the Rules: Ange Matthews on Redefining Wealth Freedom

Plenty with Kate Northrup

Kate Northrup

Personalfinance, Self-improvement, Entrepreneurship, Nervoussystemhealing, Education, Womensempowerment, Wellness, Pleasure, Metaphysics, Spirituality, Abundance, Embodiment, Productivity, Timemanagement, Business

4.8697 Ratings

🗓️ 17 June 2025

⏱️ 61 minutes

🧾️ Download transcript

Summary

Ever wondered how someone goes from six figures of debt to co-owning a hotel—without waiting to “have it all together” first?

In this energizing episode of Plenty, I had the absolute joy of sitting down with Angela Matthews, founder of the Happy Investor Method—and let me tell you, her story is nothing short of extraordinary.

Ange went from working a job she didn’t love and being over six figures in debt to becoming a self-made investor, hotel co-owner, and truly abundant human being. She doesn’t just break the rules—she rewrites them in a way that invites us all into a more empowered relationship with money.

In our conversation, we talk about:
💛 Why releasing financial regret is essential for creating true wealth
💸 How Ange started investing with just $100 (yes, while still in debt!) and why waiting to be “debt-free” isn’t the move
🌱 The nervous system work that helps anchor lasting financial transformation
📈 Why long-term investing is not only smart—it’s deeply nourishing
🏨 How she went from Googling “how to get rich” to co-investing in real estate, the stock market, and even Broadway plays
🌍 A powerful reframe on debt as privilege and possibility
🌀 How Ange chooses between investing in her business and her portfolio—and why she does both

If you’ve ever felt behind, uncertain, or like investing “isn’t for you,” this episode will shift something inside you. Ange’s story is a reminder that wealth is personal, possible, and already in motion—even if you can’t see it yet.

I loved this conversation, and I know you will too. Listen in, and let it remind you that your financial dreams are not only valid—they’re inevitable when you align with your truth and take inspired action.

👉 Tune in now. I can’t wait to hear what opens up for you.

“Debt is a privilege. It gave me access to experiences and possibilities I never could have had otherwise. I don’t regret it for a second.” –Ange Matthews

🎤 Let’s Dive into the Good Stuff on Plenty 🎤

(00:19) Angela Matthews’ Journey to Financial Freedom
(02:35) The Importance of Timing in Financial Decisions
(05:46) Understanding Debt as a Privilege
(07:35) Nervous System and Money Relationship
(09:46) The Emotional Impact of Debt and Financial Milestones
(13:07) The Risks of Sudden Wealth
(16:00) Navigating Financial Identity and Community Expectations
(21:03) Learning from Mistakes in Investing
(23:28) Understanding ETFs and Investment Strategies
(29:24) Investing in What You Know
(33:17) Guidelines for Balancing Debt and Investment
(35:32) The Philosophy of Giving and Investing

Connect with Ange Matthews:

Instagram
Website

 

The Money Reset: Feel Good with Money—No Matter How Much You Make

Making more money doesn’t guarantee financial ease… but this will. The Money Reset is a free audio experience designed to help you rewire your nervous system for wealth—so managing money feels effortless. 🎧💸

Inside, you’ll learn how to:
💡 Break the ‘money in, money out’ cycle and create lasting stability.
🎯 Relax into a new relationship with money—where structure meets flow.
Use the 5-Minute Calm Cashflow Ritual to bring instant clarity to your finances.

More money won’t solve money stress—a resourced, supple nervous system will. Ready to shift? 👉 Get The Money Reset Now! 👈

Transcript

Click on a timestamp to play from that location

0:00.0

Every time I step to the plate and I say like, do I deserve this? Why me? God is always like, why not? Why not you? Why don't people get to see that they can really be a young mess up? And I mean, if we could swear on this, I would totally swear.

0:11.0

You can swear. Oh, it's called a YFU. A YF up, right? I could really mess a lot of things up. And the strategy that I have in the happy investor method, it's so forgiving. Hello, welcome back to

0:23.0

plenty. I have such an energizing episode for you today with Angela Matthews of the happy investor

0:31.6

method. So, Angie went from working a job that she did not like making $40,000 a year in over six figures of debt

0:41.1

to becoming an investor self-made passively. Her story is unbelievable. She is effervescent.

0:52.9

And we're going to talk about in this episode how to get over

0:56.7

financial regret, how to get started investing and why you do not need to be out of debt first.

1:03.8

And in fact, you should not wait any longer. And how she makes her decisions about her investment

1:10.5

portfolio versus investing in her online business.

1:14.2

Her story is absolutely incredible and inspiring. And if you know that you are here to be prosperous

1:23.0

and abundant, you have to listen to this woman. Enjoy the episode. Welcome to Plenty. I'm your host,

1:32.4

Kate Northrop, and together we are going on a journey to help you have an incredible relationship

1:38.8

with money, time, and energy, and to have abundance on every possible level. Every week, we're going to dive in

1:49.1

with experts and insights to help you unlock a life of plenty. Let's go fill our cups.

1:57.3

Please note that the opinions and perspectives of the guests on the Plenty podcast are not necessarily reflective of the opinions and perspectives of Kate Northrup or anyone who works within the Kate Northrop brand.

2:09.7

Hi, Anch.

2:10.7

Hey, Kay.

2:11.1

Thank you for being here.

2:12.7

Thank you for having me.

2:13.9

Okay, so yesterday on my group coaching call in Relax Money, which is the program I run for

2:19.4

people to help heal their relationship with money, I got asked a question, and it's a question for you.

2:24.6

Okay. And I told everybody, tomorrow I'm interviewing the woman who's going to answer this question,

...

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