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Financial Feminist

112. Six Figure Student Loans, Prenups, and First-Gen Finances with Melissa Jean-Baptiste

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.76.2K Ratings

🗓️ 5 September 2023

⏱️ 46 minutes

🧾️ Download transcript

Summary

How did Melissa Jean-Baptiste go from a first-generation college student with six figures of debt to buying her first home in New York City on a teacher’s salary? Oh, and all before she turned 35. In today’s episode, Tori sits down with the Millenial in Debt herself to talk about her new book, So This is Why I’m Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth. We get into every one of those subtitles and more, discussing how Melissa learned about investing, saving, and building a financial future with passive income. She also shares what might be the best metaphor for why every single person needs a prenup (yes, no matter how in love you are!). Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/start-here-financial-feminist-podcast Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0

you can tell me that pleasure and joy and happiness are not tied into finance when finances and

0:06.2

money give me the opportunity to gain these things that I want that make me happy and so that

0:10.7

especially on Twitter they're like money doesn't buy happiness when it wasn't grow up okay that's

0:15.4

that that quote let it die that is ridiculous that's not the life we're living right now and like we

0:20.4

need the money to give us the joy and happiness we want the high financial feminists like I'm back

0:26.0

to the show every time I try to like say it slightly differently but I'm saying the same word

0:30.3

you're just gonna get you're gonna get what you're gonna get you're gonna get the intro you're

0:34.8

gonna get hello if you're new here welcome to the show my name's Tori I host the show obviously

0:39.6

I have a New York Times best-selling book that's also called financial feminist wherever you get your

0:42.7

books including mother fucking target stores that's the coolest moment ever is walking into target to

0:48.0

get like some skincare and some bananas and then look look that's my face on the shelf very cool

0:56.0

very humbling and I help you be better with money and talk about how money affects women differently

1:02.0

and that's what we do in the show if you're an old somebody goody welcome back we're so excited to

1:05.7

see you depending on this episode comes out it might be still summer so bask in the glow of summer as

1:10.6

we transition into my favorite season which is autumn I love the crunchy leaves I love the pumpkin

1:17.2

flavored beverages I love the Gilmer girls on my television and starting to like candles in it oh

1:22.8

it feels very spooky say on squirrel and like that's that's my secret personality it's just cabin

1:28.9

in the woods I read a lot of thrillers too this is I'm gonna go on a quick tangent my favorite like

1:33.6

genre to read I've discovered in the past couple years is thrillers they're all the same they're

1:38.1

the same book which is like girl has husband husband does something is husband guilty question mark

1:45.8

I don't know also she might or might not be crazy she might or might not have some sort of

1:52.0

drinking drug anxiety problem we have to decide if she's a reliable narrator or not and then the

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