When you put your money in the bank, you do it for safe keeping, right?

I mean, you need to collect it somewhere, and under your mattress doesn't seem like the best idea.

So we use bank accounts, our paychecks go into it, and we pay our bills from it,

and we could take cash out or transfer money to someone else.

And yeah, it's all pretty easy because now we can do all this online.

Before we had to go into the local branch and wait in a queue and get the bank teller to do it,

we needed it was a bit time-consuming and a little boring.

But not anymore.

Now we can just log into our bank account via the bank's website,

and yeah, just go ahead and do whatever we need, and then log out again.

And now there are apps for cell phones so that you could just do it on the go.

You don't even have to be home anymore to check your bank balance or pay bills.

All this stuff is going digital, which makes it easier for us to use.

The problem with that, though, is that it's not just easier for customers to use.

It also means it's easier for criminals to rob banks.

Let's be honest about it.

Millions of bank accounts from standard personal accounts to big business accounts

all just sitting behind a login screen.

That's just a flashing beacon for hackers that have an eye for financial fraud.

Back in the mid-2000s, online banking had only been around for a few years.

It was Wells Fargo in 1995, who was the first bank to offer internet banking to its customers.

And their customers loved it.

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