brought to you by the every dollar app start budgeting for free today i'd just like to start off

with giving glory to god um literally five minutes before i called i wrote down on a piece of paper and i said

i have a net worth of negative 110 000 and right below that i put i will become a baby step

male in her so cool um i my question is um And right below that, I put, I will become a baby step millionaire.

So, cool.

I, my question is, I know you tell us, you won't tell us to file bankruptcy, but my question, I guess, would be is, am I bankrupt?

I have about $32,000 in credit card debt.

I have, I owe about $60,000 on my truck.

I had a travel trailer that I was living in that got repossessed.

And at the time, I owed $36,000 on that.

So I kind of put in there that I'll be upside down 10 to $15,000, maybe more.

I owe about $13,000 in taxes.

And I think that's it.

What do you make?

Yeah, this year I should make about 50 to 60.

What do you do?

I started a business back in 2021.

I built shade structures.

First year, I netted about 75.

Second year, it was so 2022, about 85, 2023, 60, and then 2024, I'm at 30 so far.

You build what?

I build shade structures like Ramados, pergolas.

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