I think that the holidays feel like frozen noses. I love walking with the dog for long periods of time.

Hopefully it's snowing and you've got to wrap up warm. So I think a frozen nose is

then sweaty armpits because like you're wrapped up so warm but then you're climbing hamps

and heath and you get to the top and you're like and then you can see the breath

but then your nose is still freezing to touch.

Joy in every sip with red cups now back at Starbucks.

It's my pleasure to welcome you to the Clark Howard Show where I'm

is just to serve you and empower you to make better financial decisions in your life.

So I'm going to start out with something we all do, grocery shopping.

I recently did a study at my TV work. I have some tips for you to say

big bucks. Also I have a very important warning for you to heed before you send out any

holiday cards or other items with the postal service. So I recently on the network of TV

stations that air my TV stuff. I recently did a television special and one of the areas I

concentrated on was grocery prices and we went out and we really shopped and saw what things cost

and it's not hype that groceries are cheaper at Walmart. They really are. It's not hype that they

are much cheaper than Walmart if you go to Aldi or if you live in a part of the country that has

leadal. Now I just name three stores that a lot of people are really polarized about and may not

like the experience of shopping in Walmart, shopping at Aldi, shopping at leadal. But there's

another store that is kind of a it's way past a cult in the United States because we got tens of

millions of people that are members of it. It's Costco and by the way this information about

Costco would also trend very closely at Sam's Club or at the regional warehouse club, BJ's

wholesale club. So the crazy thing according to a study done by CNET is that a traditional supermarket

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