It's my pleasure to welcome you to the Clark Howard Show, where our mission is to serve

you and empower you to make better financial decisions in your life.

So up first today, there's a question I want to ask you.

What would you tell your younger self if you could?

And the responses were so interesting. They were certain patterns as well as differences.

I just want to share some of the highlights with you.

And later, how are you going to handle your holiday shopping in the midst of this inflationary

cycle that we've been in lately?

And the inflation is, it's really dispiriting when you go like to the supermarket and you

see what things cost.

So let's go to something positive.

And when I share this with you, some of these things are going to sound wistful, regretful,

but they're wisdom that is shared over and over again, different ways, different words.

So again, what do you wish your younger self knew about money?

It was a question that was posted by Jonathan Clements on his website.

I saw some of the responses there and I was like, hey, I don't have to see what our audience

would say.

They wish their younger self knew about money.

And there were several of this theme that the stock market was accessible and not just

for the rich.

And think about that because now you can open an investment account with a discount broker

for as little as $1, a fee free account for $1.

...