11.07.25 Clark Answers His Critics on Clark Stinks / Screen Out Robocalls

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 7 November 2025

⏱️ 41 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone settings. Clark Stinks: Segments 1 & 2 Stamp Out Robocalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Do a Balance Transfer the Right Way Balance Transfer Calculator - Clark Howard Best Balance Transfer Credit Cards: Top Picks for 2025 Top 10 Perks of the Capital One Venture X Rewards Credit Card What’s the Total Value of the Capital One Venture X Rewards Credit Card Perks? Medicare Advantage Warning: Read This Before You Auto-Renew⁠ How Much It Will Cost To Watch Every NFL Game in 2025 How To Stop Spam Calls for Good Clark Howard's Simple Steps To Get Better Customer Service Why You Should Never Mail a Check Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's my pleasure to welcome you here to the Clark Howard Show, where our mission is to serve you with advice and information that empowers you, so you make better financial decisions in your life.
0:17.7	And by the way, I've got some great news for you.
0:20.7	There's new weapons that you and I have at our disposal against robocallers.
0:28.0	And gosh, how many of those come in a day?
0:31.6	I want to make sure you have set your phone settings to help you with this.
0:38.1	I'll tell you what you need to know.
0:39.5	But before I get to that, I get to learn from you in your Clark Stinks Posts.
0:47.1	I should have never encouraged you to speak.
0:49.4	You must think I'm pretty stupid.
0:50.6	You should be ashamed of yourself.
0:52.1	Well, maybe I'm wrong.
0:53.3	Maybe I'm wrong.
0:54.2	Maybe you're right, pal.
1:00.1	All right.
1:00.8	We're starting out with this one from Warren in Oregon.
1:03.8	Clark needs to get one of those super-sized pack of deodorant sticks from Costco, because
1:08.0	when answering someone who wondered whether to dip into his retirement
1:11.4	funds to pay some 24% debt for a rental house he fixed up, Clark suggested personal loans at 6%.
1:18.4	Well, there's a better option that he overlooked and it's generally available to anyone who has a
1:23.3	FICO score over 750, and that is balance transfers. Zero percent interest balance transfers in
1:29.4	particular. Sure, they generally have a three to four percent upfront fee, but then it's 12,
1:34.8	18, or even 24 months of 0 percent. Mark your calendar, and if you haven't paid it all off by
	...

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