11.06.24 Behind Those Pharmaceutical Ads / Mortgage Payment Strategy

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 6 November 2024

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

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Summary

TV viewers endure an unrelenting barrage of pharmaceutical ads. A recent study reveals information about these ads that every consumer needs to know, plus hear Clark’s recommendation for vetting medicines. Also, mortgage holders with high interest rates are waiting to refinance, but there’s another payment strategy that can save you big bucks over time. Drug Ad Deceptions: Segment 1 Ask Clark: Segment 2 Mortgage Pay Down Method: Segment 3 Ask Clark: Segment 4 Mentioned on the show: With TV Drug Ads, What You See Is Not Necessarily What You Get Price-Matching Policies at Walmart, Target and Other Top Stores How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Use These Tips To Pay Off Your Mortgage Early Mortgage Calculator with Extra Payments / Calculators - Clark Howard What Are Index Funds? Investing & Retirement Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This podcast is brought to you by Progressive Insurance. Fiscally responsible, financial geniuses,
0:06.5	monetary magicians. These are things that people say about drivers who switch their car insurance
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0:22.5	states or situations. Using my Berkeley card forward credit card to pay for the stuff I need now
0:27.3	could help build up my credit school for the day I need something bigger. So buying a set of headphones
0:32.2	or waits for my workout smashed it could help in the future when I want to rent my first flat share.
0:39.5	Now that's forward thinking.
0:41.4	Check if you're eligible at barclaycard.co.com.
0:44.4	33.9% APR representative variables subject to application financial circumstances in borrowing history,
0:50.0	T's and Cs apply.
0:51.0	Responsible use of a credit card can help build your credit score when you pay on time.
0:59.0	Thank you. T's and Cs apply. Responsible use of a credit card can help build your credit score when you pay on time. It's great to have you here on the Clark Howard Show.
1:02.0	You know, our mission is to serve you with advice and information that empowers you
1:07.4	to make better financial decisions in your life. And today, I'm going to talk about those
1:14.4	crazy ads that come on one after another pitching some medicine, some pharmaceutical,
1:23.3	that's going to absolutely change your life.
1:32.1	What's really going on behind the curtain with all those ads?
1:41.7	And also, I've heard from so many people so frustrated who took out mortgages when rates were higher than they are now, but they're not low enough to refi. What can you do?
1:47.3	We're going to talk about a money-saving opportunity here that will save you a lot in interest
1:55.5	cost over time. Right now I want to talk about those ads. You know, you'll hear me talk about TV ads always
2:07.2	in the fall. Why? Well, because after the Super Bowl, I don't watch TV again till the NFL starts in September each year.
	...

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