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The Clark Howard Podcast

11.04.22 Clark Answers His Critics on Clark Stinks / The END of Standard Return Policies

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 β€’ 4.9K Ratings

πŸ—“οΈ 4 November 2022

⏱️ 29 minutes

🧾️ Download transcript

Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase. Clark Stinks: Segments 1 & 2 Beware New Return Policies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? 8 of the Best High-Yield Online Savings Accounts in 2022 How To Find a Trustworthy Mechanic The era of free returns may be coming to an end. Here's why retailers have started charging return fees β€” and how you can avoid them. Just keep your returns: Stores weigh paying you not to bring back unwanted items Which Documents Should You Keep and for How Long? How Long Do You Need To Keep Tax Documents? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

It's my pleasure to welcome you to the Clark Howard Show where I'm

0:08.3

is just to serve you and empower you to make better financial decisions in your

0:13.3

life. Today on the show, Clark Stinks also return policies are different this

0:22.3

Christmas shopping season. You got to know about it before you're outspending

0:28.4

your hard-earned money and Clark Stinks is where you give me feedback where

0:35.0

you feel the advice I've given is incomplete and accurate or just plain dumb and

0:42.0

with that having been said, Christo, let's get to it. I should have never

0:46.9

encouraged you to speak. You know what you think? I'm pretty stupid. You should be ashamed of yourself.

0:50.8

Well, maybe I'm wrong, maybe I'm wrong. Maybe you're right, pal. Let's go. What's

1:00.9

you got? You gave a listener advice to go to 403bys.org and evaluate his

1:06.3

healthcare organization sponsored 403b plan. I don't know if you've gone to

1:10.3

these sites recently but it appears that 403bys and 403bcompare.org are only

1:15.3

for education related 403b plans, not plans from other entities like health

1:20.7

care organizations. Correct me if I'm wrong here and I'm actually the stinky one.

1:24.9

Beth, you are right. I was wrong. I checked and you can only check and not every

1:32.6

school district school system and union plan is on or on these sites but they

1:40.0

don't do the 403bys of other types of organizations. So I was wrong and you're

1:46.8

right. In a recent episode you advise folks to back off on the hype surrounding

1:51.5

eye bonds. This was disappointing. Instead you should have told us the tricks to

1:55.4

get even more money into eye bonds in the short term. The Treasury direct site

1:59.6

has a gift box option in which you can buy a $10,000 bond in another person's

2:04.7

name and someone else can buy one in your name. The clock for redemption and

...

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