$11,000,000 Company Can’t Pay Their Bills

EntreLeadership

Ramsey Network

Entrepreneurship, Business, Management

4.7 • 4.4K Ratings

🗓️ 1 July 2026

⏱️ 14 minutes

🔗️ Recording | Apple Podcasts | RSS

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Summary

🎯 Figure out your business's next steps in a free consult call with an EntreLeadership® team member: https://ter.li/cjk4u0 Cash-flow problems rarely start where you think they do. In this episode, Dave takes a call from a CFO trying to uncover the root cause of her company's cash crunch, and he explains how profitability, overhead creep and weak payment terms can quietly drain your business. Next Steps: · 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us · ✉️ Become a better leader in six minutes a week. Get tactical tips sent to your inbox every Friday: https://ter.li/enl · 📌 Don’t wing it. Get a coach that helps you lead and grow with confidence: https://ter.li/eqlowqqk · 🏢 Attend EntreLeadership Summit: https://ter.li/Summit-Leadership · 🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries-conference · 📖 Order Dave’s book, Build a Business You Love: https://ter.li/b4kru2 Connect With Our Sponsors: · Go to Belay Solutions or text ENTRE to 55123 for their free resource!Plus, in celebration of America's 250th anniversary, get started with BELAY for just $250 (regularly $995) through July 17. · Go to Christian Healthcare Ministries and use code ENTRE for a 50% credit toward your first month of membership. · Visit NetSuite today to learn more. Listen to More From Ramsey Network: 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	From the headquarters of Ramsey Solutions, this is Andre Leadership.
0:13.3	I'm Dave Ramsey, your host with over 30 years of experience leading in the trenches right alongside you.
0:18.5	If you got a question you want to ask on this show, well,
0:21.8	click the link in the description and we'll make you a caller right here. Janet is in Philadelphia.
0:27.3	Hi, Janet. How are you? Doing well. Hi, Dave Ramsey. It's an honor to speak with you.
0:32.1	You too. What's up? Well, thank you. Thank you for speaking with me, first of all. So I'll get into it. We are an engineering firm based in the Philadelphia area. I am the CFO of the company. We have about 25 employees, and we did 11 million in revenue last year.
0:52.2	Cool.
0:52.8	And my question for you is, how do we determine the root cause of our cash flow issues?
1:01.7	Hmm.
1:04.2	Well, I mean, if you're the CFO, I would suspect you're already looking at things like accounts receivable being a problem, right?
1:13.3	Yes.
1:13.9	So we have, so in 25, what was a down year for us?
1:20.3	And we had 11 million in revenue, but, you know, we had been tracking about 13 million the year before that and, you know, and that was more of our steady state.
1:29.4	And we're tracking that again, that's again to that this year.
1:33.1	But in 25 and kind of coming into 26 just because of the aftermath, we've just, it's been difficult every month, you know, in terms of, you know, making payroll, paying vendors
1:48.7	and just fulfilling, just even just.
1:51.6	How heavy is your AR?
1:53.2	How heavy is your account receivable?
1:56.0	Okay, yeah.
1:56.7	So accounts receivable.
1:57.8	So now it's good.
2:00.2	It's, we have about, I mean, I would say right now we have about one and a half to two million in accounts receivable, like at the current state.
	...

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