Who wants to know when the optimal time is to claim Social Security?

I'm going to talk about it here in this, the 106th episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare,

portfolio withdrawal strategies, annuities, estate planning, and much more. And now here's your host,

Andy Panko. Social Security, this is probably one of the most common questions people have about

retirement planning is when should I take my social security,

when's the best time, et cetera. Spoiler alert, it depends. And it depends on a lot. I'm about to walk

through it in this episode. But before I do that, I want to let you know that every morning

after I get out of the house, a bike comes out of nowhere and runs me over. It's a vicious cycle.

Man, I like that. I like to bike. I'm a cycle. I'm a road cyclist. I don't mess around a mountain

bike and that scares me. I feel like I can fall in really damage myself. To be fair, I guess on a

road bike, you can get smashed by a car, which I almost did once, actually. Someone came out of nowhere.

Didn't see me and I almost broadsided him, teaboned him as he cut me off, pulling into a parking lot, jive turkey.

Anyway, so let's talk about Social Security.

So for those who are interested, I'm actually doing this, I'm kind of stealing content I already did in the June newsletter, my company's newsletter,

which is also the June blog on the Retirement Planning Education.com website, I wrote about this.

So for those of you who don't want to sit here and listen to me talk, just go ahead and read the

newsletter or the blog. You can find links to those. It's the exact same thing in either one, so it doesn't matter

which when you look at. It's the exact same. You can go read all the gory details in that.

But for those who do want the verbalized version, here you have it. So let's get into it.

And now this won't tell you, this episode won't tell you exactly when you

should take your social security. It will give you the main points of consideration. Even knowing

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