This is Optimal Finance Daily, episode 1054,

How to Save $500 this month without skipping your latte

by Philtown of Rule 1 Investing.com.

And I'm Dan, I am your host here on optimal finance daily where I read to you from some of the best personal finance blogs on the planet.

For now, let's get right to the post and start optimizing your life. How to save $500 this month without skipping your latte by Phil Town of Rule 1 Investing.com.

Frugality can be painful.

There are too many articles telling people to take a short cold shower or skip their

Machiato.

I'm not going to tell you how skipping your

Starbucks can save you money because there are bigger and better ways to save

while you sip on life's little luxuries. If you are in true financial dire

straits, we trust that we'll find you staking a tent in someone's yard to save money or partitioning your dining room with a sheet to on board a roommate.

By the way, these are actual stunts I've done just to get myself unstuck.

Some of the best money-saving maneuvers lie in the monthly services you already pay for.

You may be surprised at the number of ask and you shall receiveities you have right in front of you.

Pick and choose from my list to help you build some cash flow.

One, bank fees be gone.

Look a bit closer at your bank statements.

Note all of the fees you paid in a year and then walk into your bank with your list.

Be bold and ask the bank manager to lower your fees.

In such a direct business encounter, it's easier for the manager to negotiate your fees than

lose your business.

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