I'm so excited to welcome Rachel Cruz back to the Work and Play podcast. She is a personal finance

expert with Ramsey Solutions and author of Know Yourself, Know Your Money. She's also a mama of

three littles, two girls and a boy, so I have a special place in my heart for that. And honestly,

she's just such an uplifting voice in my life.

Today, we're talking about the why behind your money. Why we think or behave the way that we do

when it comes to our spending, saving, and relating to money. And most importantly, how we can

continue to dream with our money when it feels like life might be a little out of our control.

You're listening to Work and Play with Nancy Ray, episode 104.

Much of our daily lives can be divided into two categories, work and play.

Simply put, that is where our life and our legacy take place.

This is a podcast all about learning to work and play well,

which leads to a healthy soul and of fulfilling life.

Listen in.

Well, Rachel, thank you so much for coming back to the Work and Play podcast.

I am so grateful to have you here, and you're my very first returning guest.

So welcome back. I love it.

Thanks, Nancy.

Well, thanks for having me back.

I so appreciate it. Of course. Well, thanks for having me back. I so appreciate it.

Of course. Well, we're here to talk all about your new book, know yourself, know your money. I would love to know where it came from. Like, where did this idea come from? How did this all get started?

Yeah, gosh, it was probably like four years ago, I guess, around four years ago, that I was just in the season of my life where I really was learning so much about myself.

I remember I read the book, The Birth Order, because I'm a middle child, and I was like, okay, how does birth order affect you?

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