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This is optimal finance daily.

Episode 1015, three spending habits that are setting you up for failure by kumiko of the Budget Mom.com.

And I'm Dan, I'm your host and welcome to optimal finance daily where I read to you every single day from some

of the best blogs in the world.

For now, let's get right to the post and start optimizing your life.

Three spending habits that are setting you up for failure by comico of the Budget Mom.com.

There's always a reason why we save too little and have too much debt.

People lose their jobs. The economy takes a nose dive and

getting a raise is almost impossible. What people don't realize is that we are

often our own worst enemy when it comes to our financial circumstances.

Everyone is guilty of the occasional spending enemy when it comes to our financial circumstances.

Everyone is guilty of the occasional spending slip-up,

...