Welcome to the Jill on Money Show. It's Tuesday, March 31st, and we are here answering your financial questions.

If you have a question, if there's some big decision that you're weighing, maybe it's about college, we have acceptance time is right around now, maybe it's about taxes that just raised a question in your life. Maybe you're buying or selling real estate. Whatever it is, get in touch with us. Go to jillanmoney.com. Click the contact us button. Write us a note. If you'd like to join us live, check the box. Mark will do everything else. Hey, while you're on the website, you can check out all the stuff that's there. We've got another podcast. It's a weekend podcast called Money Watch. We've got a blog. We've got a radio tab, videos, resources, all there for you. So check it out. Maybe just bookmark Jill on Money.com. Today, we are talking to listener Kay, who joins us from Florida, where she told us it's

Sunshiney.

Hello, Kay.

How are you?

Great.

Good morning, Jill and Mark.

We are so happy that you are here with us.

So tell us how we can help you out.

Well, I'm hoping you'll give hope to those that are kind of starting late in life and getting their finances together.

Okay.

I'm 55 and almost 10 years post-divorce, which didn't leave me in a great financial position.

But I feel like I've done pretty good for 10 years now and hoping to retire at 65. So it's a midway point. I need to check

in and I don't have millions and I hope other listeners can relate to that. So I want to see how

I'm doing. All right. That sounds great. You don't have to have millions always. You know,

there are a lot of different ways to get

where you want to go. So Kay, you said you're 55 and you're working full time? I am. How much do you

earn? About 103,000. Are you making retirement plan contributions? I am. What are you doing? I am doing the 4% match at work.

So currently I have 61,000 in that. I'm doing about in total their match in mine about 560 a month.

Okay, got it. Any other retirement that you've done beyond that, that 4%, yes, I do have an IRA rollover account

with Vanguard. It's got $220,000 in it. And that's traditional, right? Traditional. Okay. Keep going.

And then I have a Roth IRA. It's got $115,000 in it.

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