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The Clark Howard Podcast

10.7.19 Google gives you more control over your data; Veterans wrongfully denied coverage; ATM fees

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 7 October 2019

⏱️ 35 minutes

🧾️ Download transcript

Summary

Current privacy concerns have Google in the spotlight. Google lives in fear the U.S. will finally pass privacy laws outlining restrictions and consumer rights, as exists in Europe. The Right to be Forgotten and to control online info in Europe puts them way ahead of the U.S. in the privacy realm. Google’s preemptive strike is a newly launched activity suite tool allowing users to better control their info and have their tracking data wiped automatically.  Sign into Google. Type in myactivitiy.google.com. There you’ll see everything Google has on you – massive. Then you have the right to have them wipe out everything 90 days old and older. You can choose 90 days to 1.5 years to let Google retain your activity info until they delete it. The Inspector General is like the cop inside a federal agency there to expose wrongdoing and enforce the law. The  VA Office of Inspector General found that 1 in 3 veterans who’ve sought emergency healthcare, are denied their medical claims by the VA, even when perfectly legitimate. Inexcusable and Unacceptable. The men and women who have served and put their lives on the line for American freedom deserve to have the promises made to them carried out. The average ATM charge in the U.S. is now $4.72. The cost to a bank is around .02cents. Beyond outrageous. Why do they do it? In the aftermath of the last decade’s banking scandals, the federal government bailed out the big banks and let small banks sit and spin. This led to a massive closure of smaller banks, and thus less competition. 4 big banks now have half of all banking market share. ATMs are disappearing around the country as people use less cash these days. Also, we now have an ever-expanding roster of online banks, offering lower costs and far better savings rates. The big banks pay essentially 0 on savings vs around 2% offered by online banks. And – credit unions have filled the void left by small local banks going away. Credit Unions provide much better deals than banks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Great to have you here on the Clark Howard Show where it's all about your empowerment

0:11.0

with knowledge so you can keep more of what you make.

0:15.0

Coming up in just a few minutes in today's Clark Rage's moment, Veterans being cheated

0:21.8

by our own Veterans Administration.

0:25.4

Veterans Affairs Department just upsets me so much I'll tell you what they've been

0:29.8

up to cheating our Veterans.

0:33.4

And coming up yet later, new report, how much it costs to use an ATM and it's absolutely

0:41.6

shocking but I have good news on that front as well.

0:46.1

And I want to mention that I'm back from annual training.

0:51.2

If you're not aware, I am a State Guardsman.

0:55.0

And in our annual training this year, we did joint training exercises with the Army National

1:03.6

Guard and the Air National Guard and it is such a privilege I have to serve with my fellow

1:11.8

Americans, something that has been my privilege now as of next month for 18 years to be able

1:20.1

to be of service.

1:22.7

And it's something that when you hear me talk with somebody who either was a vet or serves

1:30.2

our nation today, how thankful I am to you, particularly in an era of an all-volunteer

1:37.0

military that you get to serve our nation.

1:42.0

We have such a wonderful country and I'm so grateful to be able to live in the United

1:49.8

States of America as a grandson of four immigrants to the United States.

1:56.1

It is something that I appreciate every morning when I wake up and every night when I go

2:02.9

to bed that we live in this great nation.

2:08.1

I want to talk about something that I did just two days ago and it's something I told

...

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