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The Clark Howard Podcast

10.31.25 Clark Answers His Critics on Clark Stinks / Recession Proof Your Life

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 31 October 2025

⏱️ 34 minutes

🧾️ Download transcript

Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it  now, and how can you prepare?  There are some key steps to take.  Clark Stinks: Segments 1 & 2 Recession Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With the Other Credit Bureaus? Streaming TV - Clark.com Why You Need To Check Your Credit Report Today Credit Karma Review: Free Credit Score and More at Your Fingertips Axios:The 22 states close to (or in) recession Credit Card Balance Transfer Calculator Loan Payoff Calculator  /  Make A Budget - Clark.com 10 Ways To Save on Prescription Drugs 3 Reasons You Should Never Book a Nonrefundable Hotel Room Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

300 sensors.

0:03.0

Over a million data points per second.

0:06.0

How does F1 update their fans with every stat in real time?

0:10.0

AWS is how.

0:13.0

From fastest laps to strategy calls,

0:15.0

AWS puts fans in the pit.

0:19.0

It's not just racing, it's data-driven innovation at 200 miles per hour.

0:24.6

AWS is how leading businesses power next-level innovation.

0:29.6

Hi, this is Ava from Vanta.

0:32.6

In today's digital world, compliance regulations are changing constantly,

0:36.6

and earning customer trust has never mattered more.

0:40.0

Banta helps companies get compliant fast and stay secure with the most advanced AI automation and continuous monitoring out there.

0:47.6

So whether you're a startup going for your first SOC 2 or ISO-27,01 or a growing enterprise managing vendor risk,

0:54.2

Banta makes it quick, easy, and scalable.

0:56.5

And I'm not to say that because I work here.

0:58.4

Get started today at banta.com.

1:05.4

It's my pleasure to welcome you here to the Halloween edition of the Clark Howard Show. You know, our mission is to serve

1:13.6

you with advice and information that empowers you to make better financial decisions in your life.

1:21.3

So on this Halloween, I'm going to tell you what's a treat and not a trick for me.

1:28.9

Self-improvement.

1:31.0

And Krista has me wearing, for those of you watch our YouTube show, some kind of hat.

1:38.1

You're an investigator.

...

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