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It's my pleasure to welcome you here to the Clark Howard Show, where I miss you is to

serve you with information that empowers you so you make better financial decisions in your life.

Alright, so here's something just about all of us do from time to time maybe all the time

we reuse the same password on multiple websites and if you're like most people doing that I've

got a great example of why that is a really bad idea. Also today I recently saw an article

that was just so excited that people in their 20s and 30s are buying time shares in huge numbers

and why that is such a great idea. No way that's a great idea but before I get to that I want to

remind you our Team Clark Consumer Action Center is available with free one-on-one advice

information and guidance five days a week to answer your consumer questions go to Clark.com slash

cac for the details on how to contact them. So this came up recently and I want to address it

the 23mm hack 23mm and ancestry.com they were such big deals as like the hottest Christmas gift

four or five six years ago I don't think it's as big a poll as it was then but it was really

simple you spent in a vial you sent it off and it told you stuff about yourself ancestry

mostly all about who you were related to 23mm who you were related to and also health concerns

health issues and if you're a long time listener you know this story so we were filming me

for a TV and my producer who was having to film me spitting into these vials and sending them off

and the whole point of our story was that what we think we are isn't what we are unfortunately

she had to watch me spit into these things and all that because it turned out I was exactly what

...