10-3-2022 — 3 Major Ways Debt Can Affect Your Ability to Buy a Home
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 4 October 2022
⏱️ 46 minutes
🧾️ Download transcript
Summary
A higher debt-to-income ratio could make you unable to be approved for some home loan programs with attractive features.
Stocks: FSM -- Fortuna Silver Mines Inc. (NYS); PAAS -- Pan American Silver Corp. (NAS); PLTR -- Palantir Technologies Inc. (NYS); PG -- Procter & Gamble Co. (NYS); TGT -- Target Corp. (NYS); FDX -- FedEx Corp. (NYS); TWO -- Two Harbors Investment Corp. (NYS); VALE -- Vale S.A. ADR (NYS); LULU -- lululemon athletica inc. (NAS).
Topics: Caller questions: Cash flow statements for a stock pick; JUSTIN's talking point stories: Corporate earnings when the dollar is up--for some companies, a strong dollar can be good; Credit card industry--are big changes coming?
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Transcript
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| 0:00.0 | This is Invest Talk, independent thinking, shared success. |
| 0:09.4 | Just and client and Steve Peasley, stand ready to take your finance and investment questions |
| 0:14.4 | and share their unbiased answers. |
| 0:18.2 | Invest Talk is made possible by KPP Financial, a registered investment advisor firm, serving |
| 0:23.5 | clients throughout the United States. |
| 0:26.4 | The clarity for your path forward starts now. |
| 0:30.7 | Here is KPP Chief Executive Officer, Financial Advisor, Justin Klein. |
| 0:38.4 | Good afternoon fellow investors and welcome back to Invest Talk. |
| 0:42.8 | This is our Monday August, October 3, 2022. |
| 0:47.9 | We have now begun the fourth quarter and it's been a volatile year. |
| 0:53.5 | You saw that on a Friday and really the end of last week and punctuated, not punctuated, |
| 0:59.6 | but in the middle of last week you had a big rally, then some sell-offs, and today another |
| 1:05.1 | big rally. |
| 1:07.3 | The big question is, are you prepared for this volatile? |
| 1:10.4 | Is this volatility making you queasy? |
| 1:15.1 | Is it making you feel like you want to just sell everything and go to cash? |
| 1:22.4 | Well, in weeks like last week or just last month, that's a very common emotion. |
| 1:33.0 | If you're on the brink of doing that, that probably means you're taking too much risk |
| 1:37.4 | in your portfolio. |
| 1:41.6 | So that's number one, thinking of the overall risk that you're taking. |
| 1:47.0 | And then, you have a day like today, a pretty big turnaround day, and if you held and |
| 1:54.9 | it didn't make you queasy, the September volatility and the volatility for this year didn't |
... |
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