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The Clark Howard Podcast

10.11.23 Working From Home / Index Fund Fees - Your Money Assignment

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 11 October 2023

⏱️ 30 minutes

🧾️ Download transcript

Summary

Clark shares new work-from-home statistics and how that is shifting businesses. Also in this episode: When it comes to your investments, knowing what the fees are in the funds you choose is crucial. The fee difference can translate into huge money you could miss out on in retirement. So investors, Clark has an assignment for you! Working From Home: Segment 1 Ask Clark: Segment 2 Index Fund Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios Chart: Who works from home Even a Booming Economy Can’t Save Atlanta’s Office Market Workplace loneliness is the modern pandemic damaging lives and hurting businesses — The Conversation What Is Umbrella Insurance and Do You Need It? What Are Index Funds? / What Is an ETF? You Might Be Paying Too Much for That Index Fund - The Wall Street Journal. Why You Should Never Invest With a Bank 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2023 How To Open a Roth IRA Best Cash Back Credit Cards With No Annual Fee Best Small Business Credit Cards: Top Picks for 2023 Should You Get a Business Credit Card? | When is it Worth it? What Should You Do About Phone Data on an International Trip? The Best Places To Buy Unlocked Phones The Best International Phone Plans International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Here's something that will blow you away, heat pumps, the low carbon in future of home heating,

0:07.0

and now is the perfect time to upgrade with a 7,500 pound government grind.

0:13.0

And if you get yours from British gas, we guarantee you will heat your home to your perfect temperature,

0:18.0

or your money back.

0:20.0

And what's more, we won't be beating on price.

0:23.0

So it's British gas, heat pumps, exclusions and conditions of life, government grind,

0:28.0

subject to eligibility.

0:36.0

It's my pleasure to welcome you here at the Clark Howard Show.

0:39.0

You know, our mission is to serve you with info that empowers you to make better financial decisions in your life.

0:47.0

And today, I want to talk about the work from home thing, and how that is shifting in some ways and not others,

0:56.0

and later something came up in yesterday's podcast is making me, made me really think about something.

1:06.0

And that's what are the fees that you're actually absorbing in investments you make that can so affect your future financial security

1:18.0

and dare I say wealth or lack thereof, we're going to talk about that.

1:23.0

So the whole work from home thing became the thing for people who could do it during COVID.

1:32.0

And there's been a lot of morphing with it in recent times as we've talked about some of the things employers have tried to do to either force or lure people back in the office.

1:46.0

But as we're talking right now, there's been a real and ongoing shift in the marketplace across America now somewhere around 15% of people overall work from home.

2:03.0

I mean, obviously, if you do factory work, if you are a service worker delivered, you know, going to fix equipment or whatever, there are so many jobs over the road truck driver.

2:16.0

I mean, your office is on the road.

2:19.0

There's so many things where the nature of the work you do can't be from home.

2:24.0

And listen to this in states that are not office oriented.

2:29.0

The number of people who work from home can be quite low.

2:33.0

Remember the national average 15.

...

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