10.04.23 DENIED: Appealing A Health Insurance Claim / Word To First Time Home Buyers

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 4 October 2023

⏱️ 26 minutes

🔗️ Recording | iTunes | RSS

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Summary

It’s a frustrating game - appealing a denied medical claim. They’re counting on you to give up. Don’t. Clark shares the best approach and strategies. Also, housing market conditions remain hostile for first time home buyers. Some sources say now is the time to buy. Clark offers a different opinion, and direction moving forward. Health Insurance Claim Appeal: Segment 1 Ask Clark: Segment 2 First Time Home Buyers: Segment 3 Ask Clark: Segment 4 Mentioned on the show I Set Out to Create a Simple Map for How to Appeal Your Insurance Denial. Instead, I Found a Mind-Boggling Labyrinth. Health Insurance Guide / Health Insurance Archives - Clark Howard 10 Ways To Save on Prescription Drugs 40% More Savings on Nearly 200 Medications at Walgreens with GoodRX A 3% Mortgage Rate in a 7% World? This Startup Says It Can Do That Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's my pleasure to welcome you here to the Clark Howard Show, where our mission is to
0:09.7	serve you with information that empowers you to make better financial decisions in your
0:15.5	life.
0:16.6	One decision I guarantee you, my personal guarantee, will be good for your wallet, is designed
0:23.8	up for one of our free newsletters.
0:27.5	Let's go to Clark.com slash newsletters and see what we have to offer you to help your
0:33.9	wallet grow.
0:35.8	Today, I'm going to begin with something that is so frustrating.
0:41.5	And we get so many complaints and questions about when you have a denial on a health insurance
0:49.2	claim if you have health coverage.
0:52.0	The thing has been so frustrating for home buyers is how do you buy a first home?
1:01.4	I'm going to talk about that straight ahead because it is frustration to the max for
1:07.9	a first time home buyer today.
1:11.0	So you get a denial from a health insurance saying that a procedure was not authorized
1:18.7	or they disagree with blah, blah, blah, blah, blah, could be a lab test.
1:24.0	Who knows what?
1:25.8	And so you try to appeal.
1:29.0	And by the way, most people just say, I will.
1:33.1	And they just paid the bill out of pocket, whatever it is.
1:37.0	What I want you to know is don't be a wall flower.
1:41.3	Don't just say, okay, they said they're not going to pay.
1:46.2	You need to get started with appeals and with health insurers.
	...

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