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This podcast is produced by KPP Financial, Steve Peasley President,

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And now today's podcast.

Good afternoon everybody and welcome to Invest Talk. Thank you for being with me today. I appreciate it.

This is what January 28th 2021 and on today's program and podcast we're going to give you, you know, the same thing we give you every day.

Independent thinking and shared success, that is our mission statement.

So this is what we do to try to assure you that we're going to give you the absolute facts that we have them,

that we can share, how we come to these things where we get this information, how we try to

validate it for you and give you a commentary on whatever questions you have on

stock questions or whatever, and trying to be as honest as we can, realizing that

some of the facts that we get can be, you know, interpreted in different ways.

You know, like, for instance, when I talk about next year's earnings,

that is an estimate.

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