meta_pixel
Tapesearch Logo
Log in
Financial Audit

$1,000 In Minimum Monthly Payments Are Ruining Her Life

Financial Audit

Caleb Hammer

Self-improvement, Education, Business, Investing

4.3892 Ratings

🗓️ 14 July 2023

⏱️ 66 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to do YouTube 12:55 No retirement... 18:35 DISGUSTING personal loan! 23:35 Terrible credit car debt... 25:32 I made her cry 32:25 More credit card DEBT 38:40 I'm scared for your future... 46:00 COLLECTIONS 48:40 Budget, budget, budget! 54:45 CLEAN THIS UP 01:04:40 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.

0:05.3

Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.

0:11.9

That's the Zendesk AI effect. Find out more at Zendesk.com.

0:15.0

Hi, I'm Madison. I am 28 years old. I'm based out of Austin, Texas, and this is financial audit. Dude, I never know how old people are because I thought, like, you have young skin. Oh, yeah. So, it's very good. Then we've also had people that say they're younger, but they look older, so I'm very confused all the time. You're like, where are these people? I don't even know how old I look

0:38.6

we're actually the same age

0:40.4

I didn't know that I thought you were younger

0:42.9

until you said that in a video

0:44.4

there was one video I don't remember which one it was

0:46.6

is that because I have beautiful skills

0:48.3

yeah so awesome

0:51.2

what do you do 28 years old for a living in Austin, Texas?

0:55.1

So right now, I am working for Accenture and it's Accenture Flex and we do work with Meta.

1:04.7

So that's what we're doing at the moment.

1:07.7

Well, what's your position?

1:09.3

So I am, it's kind of hard to describe sometimes because

1:14.5

they have very specific ways that you're supposed to talk about it. Um, so. Well, what would you call

1:20.4

to everyone else so that they knew what? No, there's like a thing that you like have to say,

1:23.8

but it's like kind of hard. So I'll just say, um, like a reviewer of content.

1:29.2

I'll say that. Okay. It's like very. Oh, to see if things are bad. Yeah. So I look at like some

1:35.0

honestly it's, I'm good. I'm good. Not anything terrible. Like no like, um, murder. But like

1:43.1

definitely some funny stuff that maybe somebody might be offended by. And maybe it shouldn't be on the platform. So not terrible. No, that's not bad. What do you make right now? Currently, it's at $22 an hour. How many hours a week do you work? 40. Guaranteed? Yeah, we have to. Ever higher, any lower? No. Okay. So whenever you make that, like, with the days, sometimes it's 20 days, sometimes it's 22, sometimes 23. So it's 3,500 to 3,800, depending on how many days. Per paycheck? Of the month. Because we get paid get paid so let's say that number one more time

2:20.0

3500 to 38 yeah it's 3500 to 38 before taxes and then once taxes come out it's like

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.