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The Clark Howard Podcast

09.30.25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 30 September 2025

⏱️ 38 minutes

🧾️ Download transcript

Summary

The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule When was the last time you talked to a family member or loved one about your finances? Wes shares an important financial conversation warning that stems from a tragic and immediate crisis. Wes explains how a simple, 30-minute conversation could have prevented weeks of crippling anxiety – and what you need to do ASAP to prepare yourself and your family. Also, there’s a brand new money rule of thumb: The 0.01% Rule. Clark's listeners are famous for their frugality, but Wes argues there's a tipping point where we spend too much energy worrying about small expenses. This mathematical rule helps you decide when to open your wallet without regret. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Why are businesses like HelloVet choosing Apple products and services?

0:04.8

So we started the business two years ago.

0:07.2

We had a few people who were used to PCs and this was their first foray into Macs.

0:12.5

But it's been super smooth getting everyone onto those devices and everyone seems really, really happy.

0:18.0

Find out how Mac can help you run and grow your business at Apple.com forward slash hellovette.

0:26.0

Hi, this is Ava from Vanta.

0:28.9

In today's digital world, compliance regulations are changing constantly.

0:33.4

An earning customer trust has never mattered more.

0:36.2

Vanta helps companies get compliant fast and stay secure,

0:39.7

with the most advanced AI automation and continuous monitoring out there.

0:43.7

So whether you're a startup going for your first stock two or ISO-27,001,

0:47.8

or a growing enterprise managing vendor risk,

0:50.4

Banta makes it quick, easy and scalable.

0:52.7

And I'm not to say that because I work here.

0:54.6

Get started today at banta.com.

1:01.7

Welcome to Ask an Advisor.

1:04.1

Krista Dibias here with our Team Park Advisor, West Moss.

1:08.3

Hey, Krista.

1:09.2

Good morning.

1:10.0

Good morning.

1:10.7

Good afternoon.

1:11.7

Whenever you're listening, I hope if you're enjoying your walk, walk a little faster, pick up the pace.

...

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