09-23-25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 23 September 2025

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

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Summary

What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It)The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® / Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Why are businesses like HelloVet choosing Apple products and services?
0:04.8	So we started the business two years ago.
0:07.2	We had a few people who were used to PCs and this was their first foray into Macs.
0:12.5	But it's been super smooth getting everyone onto those devices and everyone seems really, really happy.
0:18.0	Find out how Mac can help you run and grow your business at Apple.com forward slash hellovette.
0:26.0	Hi, this is Ava from Vanta.
0:28.9	In today's digital world, compliance regulations are changing constantly.
0:33.4	An earning customer trust has never mattered more.
0:36.2	Vanta helps companies get compliant fast and stay secure,
0:39.7	with the most advanced AI automation and continuous monitoring out there.
0:43.7	So whether you're a startup going for your first stock two or ISO-27,001,
0:47.8	or a growing enterprise managing vendor risk,
0:50.4	Banta makes it quick, easy and scalable.
0:52.7	And I'm not to say that because I work here.
0:54.6	Get started today at banta.com.
1:01.8	Welcome to Ask an Advisor, where we hear at Team Clark go deeper on all things money and investing.
1:08.1	I'm Krista Dibiaz here with Wes Moss. Hi, Krista. How are you today?
1:12.2	You're good. Very good. And so the Fed, big news, headliner, cut rates last week. And you're going
1:19.4	to talk about how that's going to affect us and especially things like mortgage rates.
1:23.6	What they're thinking. Uh-huh. For sure. And then what is everyone's biggest fear around retirement?
1:30.5	Yeah, I got a question at a presentation the other day about what keeps you up at night.
1:34.5	So I'm going to discuss where that conversation went.
	...

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