09.19.24 Your Privacy: OptOutPreScreen / First Credit Cards

The Clark Howard Podcast

Clark Howard

Entrepreneurship, Investing, Business

4.6 • 5.2K Ratings

🗓️ 19 September 2024

⏱️ 33 minutes

🔗️ Recording | iTunes | RSS

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Summary

Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it’s important to get it right the first time. Clark shares credit building know-how for young adults & college students. OptOutPreScreen: Segment 1 Ask Clark: Segment 2 Establishing Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The trigger effect: Homebuyers face another challenge when applying for a mortgage 4 Ways To Stop Junk Mail-Clark.com Mortgages Archives - Clark Howard How To Dispute an Error on Your Credit Report and Win Ask Clark: Is the 4% Retirement Rule Still Accurate? [The Washington Post] First credit cards can make or break you. Here’s what you need to know. Petal Card Review: A Good Option for First Credit Card? Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Best Credit Cards for Students: Top Picks for 2024 A Simple Way To Help Your Kid Build Credit How To Switch Banks in 4 Simple Steps Credit Union Locator - NCUA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	How do custom orders work on Krakhan? Imagine I'm a music producer dialing in my newest track.
0:07.0	Need more bass? Crank it? Vocal's not popping. Double it up. Want a bigger sound? Hit that reverb. Hard. That's
0:16.2	custom orders on Cracken. Complete control over your crypto trades. Go to Cracken
0:20.6	and see what crypto can be.
0:23.1	Don't invest unless you're prepared to lose all the money you invest.
0:25.6	This is a high-risk investment and you should not expect to be protected if something goes wrong.
0:29.3	At Barclays, we're here for the land of football.
0:37.0	We're here for the Premier League, and the Barclays Women's Super League.
0:42.0	We're here for the football chance. and the Barclays Women's Super League.
0:43.1	We're here for the football charts,
0:46.2	for giving more girls a chance.
0:48.8	We're here for the grassroots and all the muddy boots.
0:53.0	From schools to stadiums, we're here for it all.
0:57.0	Barclays, here for the land of football. I'm so glad you're with us here on the Clark Howard show.
1:09.0	Now our mission is simple.
1:11.0	It's to serve you with advice and information that empowers you so you make
1:16.1	better financial decisions in your life. And today I'm going to revisit something I haven't talked about in a while, how you can stop the flow of junk mail to your home.
1:30.0	And also how to establish credit for college students.
1:36.0	So I want to talk to you about something
1:40.0	that has become an enormous problem for anybody applying for a mortgage.
1:47.0	There are all these lead generation services that if you apply for a mortgage anywhere
1:56.7	that information is then very quickly by most lenders it becomes available in a database and lenders pay for these
	...

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