09.12.25 Clark Answers His Critics on Clark Stinks / Our New Car Cost Calculator

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 12 September 2025

⏱️ 26 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Empowerment in Action: Our team has developed a new tool to help you make one of life’s largest purchase decisions - exclusively at Clark.com Clark Stinks: Segments 1 & 2 Car Cost Calculator: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Safely Use for Peer-to-Peer Payments? Why You Need To Lock Your Phone Number Today Best 529 College Savings Plans By State 5 Money Tips To Know Before You Travel Abroad The Total Cost of Buying Cars (Calculator) Clark.com How Much Car Insurance Do I Need? 10 Ways To Save Money on Car Insurance Will I Get a Better Deal on a Car By Financing or Paying Cash? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I'm so glad you're with us on the Clark Howard Show. You know, our mission is to serve you
0:10.7	with advice and information that empowers you so you make better financial decisions in your life.
0:18.3	And in today's show, it's time for Clark Stinks. Also, I want to tell you about something I'm
0:26.0	really proud of. A new tool our team has developed that have not seen anywhere else to help you make
0:33.4	a major financial decision in your life.
0:39.1	I'm really excited about it.
0:45.0	What I love about our decision-making tools is it's like we've landed on the beach at Normandy, and then from there we got better and better with it from your feedback as we
0:50.5	learn how we can make these tools more helpful for you making decisions.
0:56.9	Because so much of life now is noise that's hard to figure out.
1:02.1	How do I make a good decision about all the different things I've got to make decisions about
1:08.7	in a busy life?
1:10.4	And that's what we're trying to do with our decision-making tool section on clark.com.
1:17.0	But now it's time for Clark Stinks, where you get to hear how I messed up.
1:24.2	I should have never encouraged you to speak.
1:26.5	You must think I'm pretty stupid. You should be ashamed of yourself. Well, maybe I'm wrong. Maybe I'm wrong. encouraged you to speak. You must think I'm pretty stupid.
1:27.7	You should be ashamed of yourself.
1:29.2	Well, maybe I'm wrong.
1:30.3	Maybe I'm wrong.
1:31.3	Maybe you're right, pal.
1:36.6	All right, we're going to start up with Mike in California's submission.
1:40.5	On a recent show, Clark talked about using pay apps.
1:43.7	Clark has always advised against using
	...

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