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The YNAB Podcast

088 - Perfect is the Enemy of Good

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 8 July 2013

⏱️ 7 minutes

🧾️ Download transcript

Summary

Your budget will never be perfect, because you're dealing with imperfect variables (people, external events, and bad data).

Transcript

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0:00.0

Hello, whinabbers. My name is Jesse Meekam, and this is podcast number 88 for

0:17.0

You Need a Budget, where we teach you four rules to help you stop living paycheck to

0:21.0

paycheck, get out of debt, and save more money.

0:25.6

Today I want to share with you one of my favorite quotes, which is perfect is the enemy of good.

0:35.0

I say that a lot to my wife who does not listen to this podcast, when she's fretting over things that I don't think

0:46.0

she should fret over.

0:48.0

And I have to say it to myself often when just trying to do anything basically.

0:54.0

Those of you listening, there's a big group of you because you're budgeters,

0:59.0

you're perfectionists, you're kind of type A, you want everything to be just right. I mean you're

1:04.9

talking to a recovering accountant here, well, a recovering accountant is talking to you.

1:11.1

And everything has to balance to the penny perfect, everything in life has to be that way.

1:15.0

Everything just so, just perfect.

1:19.0

A lot of times, we want things to be perfect and in thinking that way and in kind of hanging our

1:28.2

hats on that idea of perfection we don't do anything. For example, you decide you're going to get fit. So you devise an exercise plan.

1:42.0

But before you devise an exercise plan.

1:44.0

But before you devise the exercise plan,

1:45.8

you need to study out exactly what type of exercise

1:48.2

you should be performing.

1:50.1

And so you go online, you just start researching running, too much impact on the knees, rowing,

1:57.0

you don't have good access to a roller, swimming, there's too much time changing it out of your swim gear.

2:04.5

I'll do strength training. Oh, there's

2:07.1

injuries here there that you're finding online. I'll do this. I'll do that. I'll just walk. Oh, you need something more intense I'll do cardio okay we've settled

...

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