Let's have a chat with a real retiree, David Fultz, in this, the 82nd episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies,

annuities, estate planning, and much more. And now here's your host, Andy Panko.

All right. Thank you, everyone, for joining. We have a fun one today. Really looking forward to this

for a few reasons. One is it's the first of this new style of having on, we're all called

quote unquote, real people to the show to talk about their history and experiences and knowledge

and challenges and planning their own retirements. So that's one reason why I'm excited. The other one,

today's inaugural guest for this is none other than Mr. Dave Fultz, who is a frequent contributor and

very hands-on moderator slash admin of the Retirement Planning Education Facebook group. So, hello, Mr. Fultz.

Hello, Andy. It's nice to be here and thank you very much for inviting me to the podcast.

Yeah, I very much appreciate all your help. Anyone who's in the Facebook group knows you well. They may not see you directly per se,

but I'm sure they all appreciate all the work you put in. Thank you for agreeing to be the guinea pig

for today's episode. So just to give a quick rundown to everyone listening,

the intention of this style, this real people episode, is to have on other folks who are in or near

retirement that have done or are doing their own planning to some extent. Maybe they work with

advisors. Maybe they don't. Doesn't particularly matter. I just want to talk to people, real people,

who've had the challenges, the concerns, they have at least some of the knowledge to, whether it's investing

or taxes or just general cash flow budgeting type stuff or even the non-financial stuff

of retirement, meaning and purpose and fulfillment, people who have

some experience to share, you know, things to learn from, or even maybe they have questions

that they'll put out to the universe that other future guests will help address.

So that's that.

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