08: Peer to Peer Lending Strategies & Structuring Atypical Investments
Invest Like a Boss
Sam Marks Johnny FD Derek Spartz
4.8 • 518 Ratings
🗓️ 27 June 2016
⏱️ 78 minutes
🧾️ Download transcript
Summary
Mario has been Sam's personal CPA since 2013 and has him structured dozens of atypical investments. Having filed thousands of tax returns in his careers and created and reviewed countless financial models, Mario has unique insight to the investing world. Sam and Mario discuss P-2-P investment strategies, gambles in property investing, the importance of cash flow historically and in modern times, and structuring new investments in the portfolio.
Relevant links for guest:
Mario’s firm – http://greenhausriordan.com/
Linkedin – https://www.linkedin.com/in/mario-v-lucibello-cpa-38258415
Where are we:
Mario – Connecticut, USA
Sam – Singapore
What we are drinking:
Sam: Penfold’s Magill Estate Shiraz 2013 (9pm ICT)
Mario: WL Welling Bourbon (9am EST)
Recommended (books, subscriptions):
Book: Demographic Cliff by Harry Dent
Discussed (relevant links):
PeerStreet
Lending Club
Vanguard
Betterment
Wealthfront
Empire Flippers
Glints
SmartMat
SC Storage
MapleTree
Time Stamp – Topic
05:30 – Setting up investments structure
06:30 – Automated reporting vs. manual reporting investments
09:00 – Tracking investments over multiple years
12:00 – PeerStreet – investment opportunity
12:30 – Lending Club & P-2-P lending strategies
15:55 – New PeerStreet investment & discussion
20:20 – Liquidity in P-2-P lending
22:50 – Loan-To-Value ratios
26:50 – Personally guaranteeing loans
30:30 – Mario’s investment insight from being a CPA
32:50 – Making money (or losing) in real estate gambles
34:00 – The importance of fixed income in property investing
39:00 – Investing in the S&P 500
42:00 – Demographics in investing
46:00 – Empire flippers – digital product investment fund
54:00 – Mario’s upcoming property investment
57:00 – Investing in property vs. REITs
58:00 – Why Mario is bullish on residential rental investments
1:03 – Sam’s new investment activity recap
– Glints
– Black Hops Brewing
– SmartMat
– SC Storage
– MapleTree Reit’s
1:17:00 – Don’t forget your reporting!
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Copyright 2016. All rights reserved. Read our disclaimer here.
Transcript
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| 0:00.0 | British gas have this thing. We call it home care. We'll fix all sorts and its unlimited repairs. |
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| 0:23.4 | British gas taking care of things and looking after you. T's and C supply excess options available |
| 0:29.3 | per repair. Welcome to the Invest Like a Boss podcast. I'm Sam Marks and I'm Johnny FD. We're self-made |
| 0:35.3 | entrepreneurs who invest our own money and use modern technology to invest like a boss. |
| 0:39.1 | Join us each week for exclusive interviews with our network of modern investors, business owners, and multimillionaires to discover new ways to invest our hard-earned cash. |
| 0:47.1 | Hello, everybody, and welcome back to another episode of Invest Like a Boss. This is episode 8. This is Sam Marks and I have on Mario Lucebello, who is my |
| 0:56.6 | CPA and also my very good friend. And on this episode, we're going to talk about structuring |
| 1:01.2 | atypical investments and peer-to-peer lending strategies. And the reason I thought it was important |
| 1:06.2 | to discuss the structuring of investments, however, it's not always enjoyable or entertaining to talk about |
| 1:11.8 | is because after I became more serious in investing and starting to look to invest in lots of |
| 1:18.6 | different vehicles, I went through this major crisis of going from speaking to a CPA only once a year |
| 1:26.0 | to trying to figure out how to live my life as an investor |
| 1:29.5 | and to manage dozens and dozens of investments. So I made a series of phone calls, interviewed |
| 1:35.8 | lots of different CPAs, and finally found Mario, and we hit it off, and we're able to |
| 1:40.8 | put together a plan and strategy for starting this new journey. So we talk a little bit about this, and then we're going to put together a plan and strategy for starting this new journey. |
| 1:45.7 | So we talk a little bit about this and then we're going to go also into detail about |
| 1:49.3 | Peer Street, which is a new peer-to-peer lending platform that is secured by real estate, |
| 1:54.3 | strategies with that and Lending Club and a plethora of other types of investments. |
| 1:59.8 | So please enjoy episode eight with my good friend and CPA |
... |
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