Hello Ho Ho! Here's an important message from Network Rail for anyone who's travelling

by train this Christmas and New Year. We'll be working over the festive period to make

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plans on track, please check before you travel at nationalrail.co.uk slash Christmas.

It's my pleasure to welcome you to the Clark Howard Show where our mission is to serve you

and empower you to make better financial decisions in your life. I recently read some startling

stats about how much less money women are being paid than men who freelance. As some advice

for you if you do any kind of contract work especially or freelance work. And later,

you know, we've become so much more transient since COVID hit. Some people are able to move

further because of remote work. Others are moving for financial reasons. Some are even

moving out of the country to save money and I'm going to talk with you about that on today's

show. So, report from Bloomberg that women who freelance are earning tons less than guys

doing the same exact freelance job. How much less? The men are earning 50% more than

women. 50% more than the women. Five zero percent more than the women. And these are not

this doesn't mean like driving an Uber or a lift or something like that. These are people

in professional job categories or semi professional job categories. That kind of thing. And so

this is a significant problem for people. You know, with the gig work where and this

is not again, this is gig work where you're placing a value on your own services. Could

be an accounting or computer science or many different fields that are professional

or semi professional fields. Men are much better at advocating for themselves than women.

And this has been a problem for a long time. Some of the fields that they're talking about

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