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The Clark Howard Podcast

08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 13 August 2025

⏱️ 24 minutes

🧾️ Download transcript

Summary

Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help. Travel Health Insurance: Segment 1 Ask Clark: Segment 2 Scams After Disasters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Insurance Checklist: 5 Types of Coverage To Consider Should You Ever Buy Travel Medical Insurance? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? 5 Steps To Getting a Good Deal on a Hotel Room 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Choose the Best Charities for Your Donations Spot and avoid FEMA impersonators BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

I'm so glad you're with us here on the Clark Howard Show.

0:07.7

You know, our mission is to serve you with advice and information that empowers you

0:12.6

to make better financial decisions in your life.

0:17.0

And you know, I love to travel.

0:20.1

I take several trips a year outside the U.S., really privileged.

0:26.1

And I got a lot of questions about trip insurance, but there's something that almost nobody

0:33.9

thinks about that's become so very important in terms of insurance for a trip.

0:41.1

I'm going to talk about that in just a second.

0:44.5

And later, who can't be touched in your heart about the terrible tragedy and loss of life

0:52.7

and the Texas floods? Those floods is so often happens

0:58.4

in a disaster situation in the United States. You see the absolute best in people who do

1:05.6

everything they can to step forward and make a difference. But you also get to see the worst in people.

1:14.1

And because of those campers, those kids, the scamsters are worse than normal after a disaster.

1:23.2

And they're trying to rip you off, pretending that you're donating, pulling at your heartstrings

1:30.0

to help the people in the Texas flood zone. I'm going to tell you what to look out for now

1:36.7

and after any disaster so that your money that you work so hard for goes to what you actually

1:44.0

intended to,

1:44.9

and that's coming up later.

1:47.0

So let's talk about a different disaster.

1:50.0

You're traveling on a trip outside the United States, and you got hurt, badly injured,

1:58.0

or you got really ill.

2:01.1

Is that something people are thinking about?

...

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