I'm so glad you're with us here on the Clark Howard Show.

You know, our mission is to serve you with advice and information that empowers you

to make better financial decisions in your life.

And you know, I love to travel.

I take several trips a year outside the U.S., really privileged.

And I got a lot of questions about trip insurance, but there's something that almost nobody

thinks about that's become so very important in terms of insurance for a trip.

I'm going to talk about that in just a second.

And later, who can't be touched in your heart about the terrible tragedy and loss of life

and the Texas floods? Those floods is so often happens

in a disaster situation in the United States. You see the absolute best in people who do

everything they can to step forward and make a difference. But you also get to see the worst in people.

And because of those campers, those kids, the scamsters are worse than normal after a disaster.

And they're trying to rip you off, pretending that you're donating, pulling at your heartstrings

to help the people in the Texas flood zone. I'm going to tell you what to look out for now

and after any disaster so that your money that you work so hard for goes to what you actually

intended to,

and that's coming up later.

So let's talk about a different disaster.

You're traveling on a trip outside the United States, and you got hurt, badly injured,

or you got really ill.

Is that something people are thinking about?

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