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The Clark Howard Podcast

08.13.24 Making Wise Investment Decisions / The Shifting Job Market

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 13 August 2024

⏱️ 29 minutes

🧾️ Download transcript

Summary

Influenced by market noise, many struggle with financial decisions regarding their investments for the future. What is the ideal mix of stocks, bonds, domestic and overseas funds? Vanguard just came out with some new recommendations.   Also, Clark shares something that should ease your mind about the future of jobs with AI and other rapidly changing technologies.  Investment Decisions: Segment 1 Ask Clark: Segment 2 The Future Of Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your 60/40 Portfolio Isn’t Safe. Inflation Is the Reason. Barron’s Clark.com - Invest & Retire Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Should You Get a Store Credit Card? Receipt Hog: 4 Things To Know About Earning Cash Back ReceiptPal Review: 5 Things To Know Before Earning Cash Back You're probably doing a job that didn't exist in 1940. Will yours exist in 2040? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark Warns Major Changes To Credit Card Rewards Are Coming Soon 5 of Clark Howard's Most Extreme Frugal Hacks Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

It's my pleasure to welcome you here to the Clark Howard show. You know, our mission is to serve you with advice and information that empowers you so you make better financial decisions in your life.

0:16.0

We're in an election year which can cause people to cite themselves out about their investments.

0:25.8

And so I want to talk about how you ignore the noise

0:30.6

or how you react to the noise during an election year.

0:35.0

Also, I recently saw something that should ease your mind

0:40.0

about the future of jobs with all this hyper talk everywhere you turn. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A. A there are these scarelines repeatedly saying your job's going to be destroyed.

0:56.7

I mean we're not going to need anybody but machines.

1:00.8

Right.

1:01.6

Anyway we're to talk about that later.

1:04.0

So, it's something happens every four-year presidential election cycle that is the hype builds up and the frenzy on social media that just feeds repeatedly to people that are is the most important

1:23.7

parties, people start to buy in to the hype

1:29.1

that this is the most important election in American history and

1:33.4

a blah blah, okay.

1:36.3

Every election is important to participate in,

1:39.4

but the reality is there is no Armageddon coming based on whether this party wins or that party wins.

1:49.2

And I am one of those people who has such a different perspective because I'm not a loyalist of either

1:56.6

of the political parties.

1:58.5

So for me, it's a different kind of feel that I have as an American who very much cares and loves

2:06.4

this country but does not feel like you know any fellow I love my fellow Americans I don't feel like this person is this or this person is that

2:16.7

because of there with this party or that party that's not where my head lives and so I have a completely different perspective but I recognize at the

2:26.6

same time how many people feel that oh oh oh, everything I have is going to go away because that's not my game.

2:40.2

And so I love for you to tune out the noise and worry much more about how do you handle your money.

...

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