This podcast is produced by KPP Financial, Steve Peasley President,

KPP Financial, Independent Thinking, shared success.

And now today's podcast.

Good afternoon everybody and welcome welcome to our Monday August 6th 2018 edition of Invest Talk and the big question is why are you here? Why are you listening?

Well you're listening because you're trying to improve your knowledge to get better at making financial decisions.

And I know it's called Invest Talk, but being successful incorporates a lot of good financial decisions.

Okay and you can make the best investment decisions in the world, but if you make poor

finance decisions, spending, earning, etc, decisions, you're going to still be in a bad place.

So our job is to get your financial picture on course in any way we possibly can.

Now your questions, your financial investment questions typically are going to drive today's agenda and it's Monday so some of you may have had a question come to mind over the weekend

maybe you're at a summer barbecue talking to a friend or colleague or family

member, and it brought you to some type of a conclusion or put a question in your mind.

And maybe we can test that conclusion, maybe we can answer that question.

And as always, our phone lines are open for you to give us a call, 8-899 chart 8-8992478.

That's how you get through and ask your question on today's show. Now as usual

we are going to do everything we can to try to improve your investment strategies, your financial knowledge, and your overall decision-making.

And I fully expect that this hour can be a valuable learning experience for all investors,

whether you're beginner or seasoned.

But ultimately, how much you get out of it has to do with your feedback by calling us,

maybe sending us a message asking us a question,

and then taking whatever you learn today and applying it to your everyday life.

Now before I get into the various topics I will touch on in today's program,

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