It's my pleasure to welcome you to the Clark Howard Show, our mission to serve and empower

you to make better financial decisions in your life.

In today's episode, if you heard about right to repair your gadgets, I'll tell you what

this will mean in your life.

And later, TIAA never had a bad rep with me until a few years ago.

I was gotten into trouble for doing some really terrible things.

I'm going to fill you in on a company that historically has been a great place to invest

your money that now has a big question mark around it.

So right to repair, this is something there have been fights about state by state and

now across the United States for years and years.

Let me take you back.

So let's say you buy a car, whatever brand it is.

And you decide you don't really like the franchise dealer service department.

And there's an independent, someone who's just an unbelievable mechanic like Christus

auto repair.

Not really.

That's not where we go.

Anyway, definitely not not you.

So just for this circumstance, Christus car repair.

And you bring in your car and there's a problem with it and there's a diagnostic that needs

to be run on it.

So the auto manufacturer doesn't want Christus auto repair to be able to do it and they don't

...