The Big Picture Retirement Show does not provide specific tax, legal, or financial advice.

Listeners are encouraged to seek out their own advisors in these areas.

Hello everyone and welcome to the Big Picture Retirement Show, where we deliver insight on what you need to know for a meaningful and successful retirement.

If you are planning for or living in retirement, this is the show for you. I'm Devin and John Ross is back with me

in the brand new studio today. Howdy. John, it's our first episode in the new studio. It all

smells fresh and crisp and it's awesome. The in the new studio. It all smells fresh and crisp and... It's awesome.

The smell of new carpet. Yep. And acoustic panels. And no blankets hanging from the ceiling.

I know before we were encased in our moving blankets for, uh, for audio purposes and to suppress that

sound. And now we just have these fancy acoustic panels hanging on the wall.

Well, I say fancy.

That's maybe a liberal use of the word.

That's probably a stretch there.

So, John, let's jump right into this.

This is actually a serious topic that I want to cover.

And that is, is it moral or ethical even

to take advantage of government programs by working within the rules and some would call

loopholes to qualify for those?

That's a good question.

You know, so we see this happen in all sorts of context out there.

I know it's something that you work in almost on a daily basis.

And it's something that can make people feel a little odd when they're thinking about this.

Well, is this right?

...