Hello whidevers, my name is Jesse Meekham and this is

podcast number 78 for you need a budget where we teach you four rules to

help you stop living paycheck to paycheck, get out of debt and save more money. Sometimes the money kind of

operates in a little bit of a black box of its own. It's that dreaded miscellaneous category.

I wrote a blog post kind of doing a deep dive

into my 2012 finances and saw that we had pretty hefty, in my opinion, amount

of miscellaneous category spending.

So I cannot care about it, which is one option,

and it's a viable option.

Not carrying is actually a great option.

If you're reaching all of your goals,

you're investing for retirement the way you want.

By the way, we just launched our investment course.

It's free, it's a 10-day email course. You can catch it at

Wienab.com slash courses slash investing if you haven't already caught it from

my newsletter blast that I sent out last week. Anyway, if you're reaching your retirement goals,

you know, investing goals, if you're reaching your other goals that mean something to you,

then having spending in any other category doesn't need to bother you.

But if it does, you want to dial things in a little tighter.

The one way to do it is to basically peel the onion.

And I remember when I was first learning about advertising with Google,

Google AdWords, People would talk about kind of getting more granular and

...