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I'm so glad you're with us on the Friday podcast of the Clark Howard show.

You know, our mission on our YouTube show here on the podcast is to serve you with advice and information that empowers you

so you make better financial decisions in your life. This is our last Clark Stink segment

of the month of July.

You'll never hear another one in the month of July for 24.

I hope I hear a lot of ways today to improve myself.

And later, it's summer and lots of us enjoy listening to

music but you know what was not music to our ears? The recent price increases

from Spotify.

So how about instead of paying more to Spotify,

...