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The Clark Howard Podcast

07.15.25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 15 July 2025

⏱️ 41 minutes

🧾️ Download transcript

Summary

Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 15, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Race the rudder, raise the sails, raise the sales!

0:05.0

Captain, an unidentified ship approaching. Over.

0:07.0

Roger that. Wait, is that an enterprise sales solution?

0:13.0

Reach sales professionals, not professional sailors.

0:17.0

With LinkedIn ads, you can target the right people by industry, job title, and more.

0:21.4

To get £100 off your first campaign, go to LinkedIn.com slash lead to claim your credit.

0:26.6

That's LinkedIn.com slash lead. Terms and conditions apply.

0:30.3

Oh, that's my prime delivery.

0:31.7

Huh, already.

0:32.8

Only one thing can match the buzz of Primes fast delivery.

0:36.3

And that's the buzz of Prime's entertainment.

0:39.1

What are we watching?

0:39.8

Heads of State.

0:40.7

That new action comedy with Idris Elba as the Prime Minister,

0:43.4

John Sina as the President, and Priyanka Chopra Jonas as their only hope.

0:47.1

It looks like a blast.

0:48.3

From fast delivery to explosive entertainment, it's on Prime.

0:52.7

For only 899 a month, join now. Content includes limited ads, subscription,

0:57.0

or to renews. For more information, go to Amazon.com.uk.U.K. slash prime.

1:04.0

Welcome back to Ask an Advisor. I'm Krista Dibias and I am here with The West Moss. The Christa DeVas. As you like to say,

1:14.2

and we're going to talk about investing, saving for the future. And if you end, we're going to

1:18.6

get to your questions as well, which you can submit to us at clark.com slash ask. Today, two

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