06.24.25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 24 June 2025

⏱️ 41 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Secret to Consistent Investing and Your Financial Safety Net for Any Market Are you tired of "FOMO Freddie" always bragging about his latest hot investment? Fiduciary financial advisor Wes Moss reveals why chasing market trends is a dangerous game and how sticking to your investment style is the key to long-term success. We'll dive into the perils of FOMO investing and show you what happens when you jump from one "best" strategy to the next. Also, Wes breaks down the critical concept of "dry powder" – what it is, why you need it, and how it acts as your ultimate financial buffer during market downturns. Learn about the different types of liquid safety assets that can protect your portfolio and give you peace of mind, no matter what the economy throws your way. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 24, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:01.0	Welcome to Ask an Advisor for Krista DiBiase from Team Clark, here with the West Moss. I usually say the Chris. I know. I did it on
1:13.8	purpose to throw you off. And today on Ask an Advisor, we're going to revisit one of our favorite
1:19.1	characters, FOMO Freddie. Yeah. We were going to talk about one of the most annoying guys
1:24.3	you're ever going to meet. You haven't talked about him in a while, but a lot has happened since the last time you described him to us and what we should watch out for.
1:31.0	I'm even more annoyed with Fimo Freddie today. Oh boy. And then another topic is dry powder that
1:37.0	you've revisited. And today you're going to really explain what investments are considered dry powder.
1:43.3	What goes into that formula? and it's important to note
1:45.9	and we've gotten a lot of questions over the last half a year on that. And you made a pun earlier.
1:50.5	You said it's kind of a dry topic. Fomo Freddie is kind of a fun topic. Dry powder is could be
1:56.0	kind of dry. We'll try to make it interesting here on the Clark Howard show. But we'll start with FOMO Freddie,
2:01.3	which is this character that we all know him. He's the guy that is at a party that you don't really
	...

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