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The Clark Howard Podcast

06.22.23 Study: Retirement Risk Index / FREE Cell Phone Service

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 22 June 2023

⏱️ 33 minutes

🧾️ Download transcript

Summary

Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you. Retirement Outlook: Segment 1 Ask Clark: Segment 2 FREE Cell Phone Service : Segment 3 Ask Clark: Segment 4 Mentioned on the show Almost Half of Today’s Working Households Are at Risk of a Lower Standard of Living in Retirement National Retirement Risk Index - Center for Retirement Research at Boston College Bluebird - Loaded with Benefits. Light on Fees. Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Score Guide Target Date Funds: Clark's Favorite Retirement Investment Clark.com - TextNow: How To Get Free Texting and Calling 10 Ways To Save on Prescription Drugs Protect Your Identity Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

It's great to have you here on the car, Howard Show, our emissions to serve you and empower

0:09.3

you.

0:10.3

So you make better financial decisions in your life.

0:14.1

I have to start out with some not-so-great news about where we are on a glide path to being

0:23.6

comfortable in retirement.

0:27.0

And I've got a counterpoint much later in the podcast.

0:31.9

Do you know there's a way for you to get cell phone service for free?

0:37.5

That's right.

0:38.5

Zero dollars.

0:39.5

It's a blast of the past.

0:41.2

I'm going to tell you how it works.

0:44.5

So there's an organization at Boston College, the home of-

0:50.0

What a fine institution.

0:51.4

Just a DBI's and her daughter Claire is now a legacy who will be a junior this fall.

1:00.2

Wow.

1:01.2

She's doing much better in school than I did.

1:03.2

Let me tell you.

1:04.7

She really is.

1:05.8

Yeah, my kids too did better in school than I did.

1:09.8

Anyway, we turned out okay.

1:11.8

You think so?

1:12.8

Yeah.

...

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