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The Clark Howard Podcast

06.02.26 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 2 June 2026

⏱️ 45 minutes

🧾️ Download transcript

Summary

Should You Help Your Adult Kids Buy a House? & 5 Things You SHOULD Spend More On Is helping your adult children buy a home a smart investment, or a threat to your retirement? In this episode, Wes Moss breaks down the harsh realities of today's housing market. With the median age of first-time homebuyers skyrocketing past 40 due to high prices and interest rates, more parents than ever are wondering if they should step in with down payment assistance. Wes shares the specific dollar amounts where helping your kids starts to negatively impact your happiness and retirement security, and why shifting your mindset from "spending" to "investing" changes the game. Also, Wes shares the story of "Around-the-World Robin" to illustrate why we often feel financial guilt even when we are totally on track – and outlines the five things you should actually consider spending MORE money on to maximize your happiness. Mentioned on the show: ROTH CONVERSION DECISION TREE Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the June 2, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

get the new fix and fall tariff from British gas where prices can only slide down.

0:06.0

If energy prices climb up, no worries, you'll be fixed for two years, but if later the market falls, so will your tariff.

0:14.0

A win-win, sorted automatically by us.

0:17.0

Price cap, taken care of. Fix your prices today.

0:21.8

Search British Gas Fix and Fall.

0:23.9

T's and C's eligibility and limitations apply.

0:25.8

Price review based on the off-gen price cap after 12 months.

0:27.8

See Britishgas.co.uk.

0:28.9

U.K. slash verify for more.

0:30.1

Changes in sexual performance are more common than most people realize,

0:33.4

and support doesn't need to feel awkward.

0:35.9

With MedExpress, everything happens privately online.

0:39.2

Start by completing a short consultation reviewed by UK registered clinicians.

0:43.3

If eligible, treatment is delivered discreetly to your home,

0:46.5

with ongoing support whenever you need it.

0:48.8

You're not alone in this.

0:50.3

Visit medexpress.co.c.uk slash podcast to learn more.

1:01.3

Welcome to the Clark Howard podcast.

1:05.2

We are here with Ask an Advisor featuring Wes Moss.

1:07.1

Where's Krista DiBiase?

1:08.1

She's on vacation.

1:09.3

She deserves it.

...

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