Hello, Winebbers. My name is Jesse Meekham and this is podcast number 59 for you need a budget where we teach

you four rules to help you stop living paycheck to paycheck, get out of debt, and save more money. And yes, I'm aware of the fact that there is

no bump music. And my voice does not sound nearly as pleasant without that little jingle going.

For that I apologize.

My man work machine is out of commission for a few days

and it has set me back in a serious way.

Anyway, we can move on, plow ahead, and ignore the setbacks.

I wanted to ask you what you would be doing the day after Christmas. And I wanted to maybe let you recognize

the fact that the day after Christmas or maybe even the evening of Christmas when things quiet down and all the

festivities come to a halt, that it's a good time to evaluate what just happened with your holiday season. You could look at it and say,

did we give the gifts we wanted to give? Did we go overboard? Did we do too little?

That actually happened to us last year.

I could tell you a sad story about a four-year-old girl that was crying because of mom and dad's

massive oversight. But that's for another day. So you can evaluate that.

Evaluate the staying power of those gifts. Were they meaningful? Did you have a budget for them? Did you stay in budget? And

look and see where your thoughts were, where your focus was, and maybe where your stress levels were at during the holiday

season.

And then with that fodder that came from pondering, just write down a few goals for the holidays of 2013 a year from now.

One of the main goals should be and I would hope that as you're

acutely aware of the gift situation that you know just after this this next holiday season

as you're acutely aware of that you'll be able to set some very well-informed goals

for the coming year saying I want to do this differently I want to do

...