It's my pleasure to welcome you to the car Howard Shower.

Our mission is to serve you and empower you so you make better financial decisions in

your life.

Today, I want to talk about something that's always been a big debate.

Does money make you happy?

Something I know makes a lot of people very happy.

And the music concerts are back, but it can cost you a big box to go to one.

I'm going to address that later.

So what makes people happy?

It's been a lot of deep dive surveys lately because a lot of people, you know, there's

so many things where people reassess their lives with COVID.

And you know, surveys says 80% of Americans believe that making more money automatically

makes you happier.

And the reality is once you've met the basics of life, whatever you consider to be the

basics to be, more money doesn't actually make you happier.

Study after study have shown that.

I think it's important for me to talk about that because there's a tendency for people

to misunderstand when you do what I do for a living that somehow I think money is a

God.

No, no, learning how to manage your money, learning to save money, learning to control the debts

you have, planning for your future, all those things.

Those are all things that are just way stations to get you to where you can make the choices

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