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It's my pleasure to welcome you to the Clark Howard Show, our mission to serve and empower you so you make better financial decisions in your life.

In today's episode, I'm going to talk about the cyber attack on the East Coast oil pipeline and what it means for all of us.

Also, the deadline for filing your taxes is less than a week away.

I'm going to tell you how to do it for free, not whatever tax you owe, but doing the tax return itself.

So we keep getting warned again and again about non-state and state actors,

meaning foreign countries hostile the United States, or in many cases, citizens of that country who mean us harm.

And this is happening with hack after hack attack after attack on computer systems, water supply systems, power systems,

and then most recently, the colonial pipeline that is the dominant player in gasoline, jet fuel, and diesel, the delivery of it in the eastern part of the country.

And so you've probably seen if you don't live in the eastern part of the US, you may have seen clips or things online of people pulling into gas stations that have no gas.

People lined up down streets, and it is a terrible situation for people who can't even get to work in a lot of places, right as I'm speaking,

because they can't find any gas where they live.

So this was done by Russians, but supposedly non-state Russians, in other words, not doing it on behalf of the evil dictator Putin.

But the warning to all of us is that this is a part of modern life and modern warfare, is using modern technology against us because we have become so dependent on modern technology for so many things.

And if you're a long time listener to me, you know my obsession with redundancy. redundancy if you're not aware of it is something that is originally from the airline industry and spaceflight.

The concept that you have backups for systems because systems ultimately fail. We unfortunately do a lot of things using the internet as a backbone without any viable form of backup for stuff we do people we do business with people we buy from.

So what it requires is that in our own lives, what are the redundancies we can build in?

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