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The Clark Howard Podcast

05.10.24 Clark Answers His Critics on Clark Stinks / Loyalty Programs: Cost-Benefit Analysis

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 10 May 2024

⏱️ 38 minutes

🧾️ Download transcript

Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them.  Clark Stinks: Segments 1 & 2 Loyalty Programs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Start Investing: 10 Steps for Beginners Should We Worry About the National Debt and Budget Deficits? Will Social Security Run Out? What Is a SEP IRA and Who Is Eligible? Clark Deals - Hotels When Is the Best Time To Collect Social Security?  /  Social Security When? 18 Ways To Save at Walmart  /  Walmart+ Membership Program: 4 Things To Know Loyalty programs may limit competition, and they could be pushing prices up for everyone — The Conversation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This episode is brought to you by Oracle.

0:03.0

AI is storming every industry, but how do you compete without costs spiraling out of control?

0:08.8

Time to upgrade to Oracle Cloud Infrastructure, or OCI.

0:13.0

OCI is one efficient platform for your infrastructure, database and application development with AI built in.

0:20.0

Do more and spend less like Uber, the Premier League and Oracle Red Bull Racing.

0:25.0

Take a free test drive at oracle.com slash Spotify.

0:30.0

This episode is brought to you by Revolute.

0:32.0

Revolute.

0:32.6

Revolute is your perfect travel companion

0:34.8

for all things money.

0:36.2

You can spend in over 150 currencies

0:38.8

with great exchange rates and withdraw from ATMs

0:41.8

all over the world, with no charges from Revolute within your plan allowance.

0:45.7

Sign up to Revolute at Revolute.com slash podcast reward and receive 20 pounds when you make your first purchase with Revolute.

0:53.0

Until 18-plus, T's and C's apply, exchange fees and fair usage limits supply. It's my pleasure to welcome you here to the Clark Howard show. Our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.

1:16.8

One way, I personally get better because I'm so into the Japanese concept of Kaisan continuous improvement

1:25.2

is in our weekly Clark Stink segment. I learned where you think I've got it wrong,

1:30.6

missed part of the picture, missed some information, or get an incomplete for not being

1:36.4

thorough with something.

1:38.3

I love it because I always want to get better at what I do and you help me do it.

1:46.5

Something I don't love and I love at the same time mixed

1:51.2

is loyalty programs. Because loyalty programs.

...

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