Welcome to Ask an Advisor where we go deeper on all things investing.

I'm Krista Dibias here with fiduciary financial advisor, Wes Moss.

Hi, Krista.

Thanks for having me as usual.

And today, we're going to get to some of your questions, which you can submit to us at

clark.com slash ask. And before that, I know your first topic is something that Clark gets a lot

of questions about. Is it still a good idea to buy a home right now? Is it still a good investment?

Yeah, I think it's a harder question to answer right now because of the housing market,

but let's dive into that. And then later, you're going to tell us the five things that we should

ask any kind of financial planner we're thinking of hiring, right? Or sit down and have a meeting

or a series of meetings, what are the main topics to cover? I really like this.

So let's talk about housing. Yeah. And you really don't think about, at least most of the

you don't think about housing in terms of a chart or you think stocks, you think chart and

you think values over changing quickly. And housing values don't do that. They move, I would say,

with a lot less volatility,

but there are some huge price changes over time if you were to look at a chart of housing.

And I think the short answer that I wanted to cover today is that there are three truths.

As long as you have lots of time. When I say time, I mean a long horizon of 10 years or more.

Housing is a forced savings plan.

Housing is a way to protect against inflation. And one of my favorite things about housing is that when

housing is paid off, it's one of the core principles or habits, financial habits of happy retirees.

So there's nothing like being in retirement.

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