#048 - Q&A edition...the Social Security "Earnings Test," 401(k) RMDs, tax gain harvesting and MORE!

Retirement Planning Education, with Andy Panko

Andy Panko

Roth Conversion, Roth Ira, Education, Social Security, Ira, Taxes, Retirement Planning, Annuities, Pension, Financial Planning, Investing, 401k, Tax Planning

4.9 • 1.1K Ratings

🗓️ 10 November 2022

⏱️ 29 minutes

🔗️ Recording | iTunes | RSS

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Summary

Listener Q&A where Andy talks about: How the Social Security "Earnings Test" and "Family Maximum" are appliedWhether RMDs can be delayed from a Solo 401(k) if still workingHow Social Security Survivor Benefits workIf you can still contribute to a 401(k) if you're still working beyond RMD ageWhat Tax Gain Harvesting is and how to use it Links in this episode: YouTube video - How are Capital Gains TaxedFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube chan...

Transcript

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0:00.0	We got another Q&A edition today where I'll be talking about the Social Security earnings test, Social Security survivor benefits, a couple questions about 401K and solo 401K, and tax gain harvesting in this 48th episode, the Retirement Planning Education Podcast.
0:17.3	Welcome to the Retirement Planning Education podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.
0:32.0	And now here's your host, Andy Panko.
0:34.7	Okay, welcome back, everyone.
0:37.4	Another question and answer edition, retirement planningo. Okay. Welcome back, everyone. Another question and answer edition,
0:40.0	retirement planning education. I have a few good questions today, a couple of Social Security,
0:44.2	a couple 401K, and one about tax gain harvesting. Real live question slash scenario I just
0:50.2	went through with the client. So this is a fresh one, a real one.
0:55.5	Before that, I wanted to make a random comment.
0:57.9	So yesterday was a first for me, I went to a concert by myself.
1:03.7	Drum roll.
1:04.6	I guess that's not drum roll, but whatever.
1:07.0	There's this band called Trampled by Turtles
1:09.6	that is a bluegrass folksy band out of Duluth, Duluth, Minnesota.
1:15.1	And I've been kind of casual fan for a few years.
1:18.5	They have a new album out and it got me sort of like re-engaged in fandom for them.
1:22.6	And I happen to look, oh, let me see if they're touring anywhere.
1:25.1	And lo and behold, they're playing near me.
1:27.2	They're playing in Webster Hall in New York City, which is relatively close.
1:31.1	I don't know, hour for me. And then also the Fillmore in Philadelphia, which is also an
1:35.8	hour, but, you know, that would be opposite direction. So I'm more a fan of going to Philadelphia
1:41.4	than I am New York, so I chose to see them in Philadelphia.
	...

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